Portfolio Secured Lending
When you hold an eligible investment portfolio with us, you can borrow against its value instead of selling your investments to raise cash.
Is this service right for you?
This option suits existing private banking clients who need access to liquidity while keeping their current investment strategy undisturbed.
What to understand first
Borrowing against your portfolio offers financial flexibility, but it directly ties your loan to the performance of your investments.
- Your borrowing limit depends directly on the eligibility and value of your portfolio.
- If your investment values fall, you may need to deposit additional funds or pay down part of the loan.
- Under certain facility terms, investments may need to be sold to cover the balance.
- Interest charges and standard fees apply according to your agreement.
Discussing your options
Share your funding needs and expected timeline with us. Every loan undergoes careful review and approval, and we will provide all terms and risks in writing before you commit.