Property Loans
Not every property purchase is a home to live in. Our property loans can be explored for rental, investment and other property plans, with terms based on your circumstances.
Is this product right for you?
A property loan may be worth discussing if you are looking beyond a standard home purchase.
- You want to buy a property to rent out.
- You are adding to an existing property portfolio.
- You want to release or restructure funds tied to a property you own.
What we consider
Investment property lending looks at both you and the asset.
- Your income, assets and existing commitments.
- The property’s value, type and location.
- Expected rental income, where relevant.
- How you plan to repay the loan.
Before you borrow
All lending is subject to status, assessment and valuation. Rental income is not guaranteed and property values can fall. The property may be at risk if you do not keep up repayments, so plan for empty periods and changing costs.