Direct Lending
Direct lending gives your business a straightforward route to discuss funding with us. It can support trade, working capital and specific growth plans.
Is this service right for you?
Yes, if your company needs funding for a defined purpose, such as buying stock, financing trade or managing the gap between paying suppliers and being paid by customers.
Ways we can structure funding
The appropriate structure depends on your business and what the funds are for.
- Trade loans to help finance the purchase or sale of goods.
- Invoice or bill discounting to bring forward expected receipts.
- Packaged trade finance that combines facilities around a trade cycle.
- Repayment terms aligned, where possible, with your cash flow.
Preparing to apply
Having your financial statements, cash flow forecasts and details of the proposed use of funds ready can make the conversation more productive. All lending is subject to assessment, and we will confirm rates, fees and any security required in writing.