Mortgage Loans
Taking on a mortgage is usually a very large financial commitment. We work to make every step easier to understand, from initial questions all the way to completion.
Is this product right for you?
Because a mortgage is a long-term loan secured against your home, it works best when you are planning a specific step.
- Buying your first home.
- Moving to a new home.
- Remortgaging the home you already own.
The mortgage journey
Most applications follow a familiar path, and our team will walk you through what happens at each stage.
- Discuss your plans and what you may be able to afford.
- Provide details of your income, commitments and identity.
- Your application and the property are assessed.
- Review your written offer and take advice where needed.
- Complete with support from your legal representative.
Before you borrow
All lending is subject to status, affordability and valuation. Your home may be repossessed if you do not keep up repayments on your mortgage. Consider how your payments could change over the full term, and use our calculator for an early estimate.