Personal Property Loans
Buying a home or an investment property is a major decision. Our property lending for individuals is designed to help you understand your options before you commit.
Is this product right for you?
A property loan may be worth exploring if any of these describes your plans.
- You want to buy a home to live in.
- You want to buy a property to let.
- You want to refinance a property you already own.
What to expect from us
We will talk through your plans, explain the information we need and set out the proposed terms so you can compare them with care.
- Clear explanations of repayment options and loan terms.
- Lending assessed around your income, commitments and property.
- A named point of contact during your application, where available.
- Written terms to review before you decide.
Before you borrow
All lending is subject to status, affordability and valuation. Your property may be at risk if you do not keep up repayments, so make sure the loan remains affordable if your circumstances or interest rates change.